Welcome to Baybank
Protect against unauthorized debit card transactions instantly! Baybank offers Guardian text alerts to its debit cardholders free of charge. When your debit card is used for transactions deemed higher risk, you will immediately receive a text message informing you. At that time, you will be able to stop the transaction instantly by replying to the text message. (Normal text messaging charges from your carrier still apply). Enroll today by simply clicking on the "Guardian" icon at the bottom of this page or on Baynet.