Monday, May 25, 2015
Serving Delta County

The Baybank mission is to:  meet the financial needs of the people and businesses of Delta County, protect and increase the value of our shareholders' investments, provide stable and quality employment to Delta County citizens and serve our community in financial and non-financial ways.

Baynet Login
Baynet is an online bill payment solution that supports one-time, recurring, and expedited electronic payments to any individual or any entity in the United States.


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click here to visit BudgetSmart



Health Savings Account

What is a Health Savings Account?

An HSA is a tax-exempt trust or custodial account established for the purpose of paying medical expenses in conjunction with a high-deductible health care plan.

Maximum Contribution Limit for 

Single Coverage

 

2013 . . . . . $3,250

2014 . . . . . $3,300

 

Maximum Contribution Limit for

Family Coverage

 

2013 . . . . . $6,450

2014 . . . . . $6,550

 

Catch-Up Contribution Amounts

 

2013 . . . . . $1,000

2014 . . . . . $1,000

 

Minimum Annual Deductible for

Single Coverage

 

2013 . . . . . $1,250

2014 . . . . . $1,250

 

Minimum Annual Deductible for

Family Coverage

 

2013 . . . . . $2,500

2014 . . . . . $2,500

 

Maximum Annual Out-of-Pocket

Limit for Single Coverage

 

2013 . . . . . $6,250

2014 . . . . . $6,350

 

Maximum Annual Out-of-Pocket

for Family Coverage

 

2013 . . . . . $12,500

2014 . . . . . $12,700

 

 

Visit the HSA website to learn more.