Wednesday, December 17, 2014
Serving Delta County

We are a community owned and operated bank serving Delta County in Michigan's beautiful Upper Peninsula.

Our fundamental purpose is to meet the financial needs of the people in Delta County, protect and increase the value of our shareholders investments, and serve Delta County in financial and non-financial ways.

Baynet Login
Baynet is an online bill payment solution that supports one-time, recurring, and expedited electronic payments to any individual or any entity in the United States.

Download the Baynet App

click here to visit BudgetSmart

Credit Cards

A credit line which allows you to borrow money at your convenience for virtually any purchase. 


Baybank offers a VISA Credit Card plan through Elan Services. Credit card applications are available from any Baybank Customer Service Representative or in any Baybank location.  Elan currently offers a "no annual fee" card or reduced rate card for qualifying applicants.


Our industry leading credit card products offer competitive pricing combined with a full range of reward options - making it easy to select and apply for the card that meets your needs. Learn more or apply now.