Sunday, July 05, 2015
Serving Delta County

The Baybank mission is to:  meet the financial needs of the people and businesses of Delta County, protect and increase the value of our shareholders' investments, provide stable and quality employment to Delta County citizens and serve our community in financial and non-financial ways.

Baynet Login
Baynet is an online bill payment solution that supports one-time, recurring, and expedited electronic payments to any individual or any entity in the United States.

Download the Baynet App

click here to visit BudgetSmart

Reserve Checking Credit Line

Baybank's CheckMate account is attached to your Baybank checking account.  We set aside a cash reserve that you can draw on when the need arises.  When you write a check for an amount larger than your balance, we automatically transfer funds from your cash reserve into your checking account to cover your check.  Just by writing a check, you've written yourself a loan with no "red tape."  To repay your CheckMate loan, we automatically charge your account for the minimum monthly payments based on 5% of your outstanding loan balance.  The interest on the loan is charged to your account.