Monday, December 22, 2014
Serving Delta County

We are a community owned and operated bank serving Delta County in Michigan's beautiful Upper Peninsula.

Our fundamental purpose is to meet the financial needs of the people in Delta County, protect and increase the value of our shareholders investments, and serve Delta County in financial and non-financial ways.

Baynet Login
Baynet is an online bill payment solution that supports one-time, recurring, and expedited electronic payments to any individual or any entity in the United States.

Download the Baynet App

click here to visit BudgetSmart

Personal Loans

Baybank provides financing for any worthwhile purpose whether it be to purchase an auto, boat, RV, furniture, appliances, computer, or other consumer goods. 


Qualifying individuals may borrow for any personal or family (non-business) intention at interest rates which vary depending on the purpose and repayment terms of the loan.  Consumer loans may be secured or unsecured based on the borrower's purpose, credit history, and size of the loan.