Saturday, July 04, 2015
Serving Delta County

The Baybank mission is to:  meet the financial needs of the people and businesses of Delta County, protect and increase the value of our shareholders' investments, provide stable and quality employment to Delta County citizens and serve our community in financial and non-financial ways.

Baynet Login
Baynet is an online bill payment solution that supports one-time, recurring, and expedited electronic payments to any individual or any entity in the United States.

Download the Baynet App

click here to visit BudgetSmart

Construction Loan

Want to build a new home?  Home construction requires a special type of loan -- Baybank can help!  


A construction loan from Baybank can help alleviate some of the anxiety in building a new home.  The amount of your payment during the term of the construction loan is directly related to the amount "drawn" during construction. 


Pre-construction appraisals and costs estimates based on construction plans and property acquisition determines the amount of construction dollars to be financed.  Upon completion of the home, the construction loan is converted to long term, mortgage financing.


We may also help with a "bridge" loan when you have not yet sold your old home.