Tuesday, October 21, 2014
Serving Delta County

We are a community owned and operated bank serving Delta County in Michigan's beautiful Upper Peninsula.

Our fundamental purpose is to meet the financial needs of the people in Delta County, protect and increase the value of our shareholders investments, and serve Delta County in financial and non-financial ways.

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Business Checking and Savings

 

Business Checking

Baybank's business checking accounts offer the tools you need for complete and accurate accounting plus some of the lowest fees and the highest earnings credit available.  Monthly statements are mailed on the first of each month.   Services charges for business checking accounts are calculated in the following manner:

Service Fee
Statement Charge $5.00
Charge per check/debit   $.10
Charge per deposit/credit   $.15
Charge per item deposited   $.08
Telephone Transfers $2.00

Earnings Credit - "Baybank pays an extraordinary earnings credit, please call for the current rate."

 

Business Savings

Every business wants to earn interest on dollars that are temporarily idle.  This is why Baybank has developed the "Corporate Choice" business savings account.  Meant to be the "choice" of any business, Corporate Choice pays an APY normally earned in money markets and CD's.  Corporate Choice is available to all businesses, whether a sole proprietorship, a partnership, or a corporation.  A minimum collected balance of $10,000 is required to earn the highest rate and avoid any service fees.  There is no limit to the number of "in person" deposits and/or withdrawals in Corporate Choice, however, pre-authorized or telephone transfers are limited to six per month.  Ask any Baybank representative for the current interest rate on this outstanding business savings account.  

 

Contact us at messageto@baybank.us