Tuesday, June 30, 2015
Serving Delta County

The Baybank mission is to:  meet the financial needs of the people and businesses of Delta County, protect and increase the value of our shareholders' investments, provide stable and quality employment to Delta County citizens and serve our community in financial and non-financial ways.

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Baynet is an online bill payment solution that supports one-time, recurring, and expedited electronic payments to any individual or any entity in the United States.

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click here to visit BudgetSmart

Business Checking and Savings


Business Checking

Baybank's business checking accounts offer the tools you need for complete and accurate accounting plus some of the lowest fees and the highest earnings credit available.  Monthly statements are mailed on the first of each month.   Services charges for business checking accounts are calculated in the following manner:

Service Fee
Statement Charge $5.00
Charge per check/debit   $.10
Charge per deposit/credit   $.15
Charge per item deposited   $.08
Telephone Transfers $2.00

Earnings Credit - "Baybank pays an extraordinary earnings credit, please call for the current rate."


Business Savings

Every business wants to earn interest on dollars that are temporarily idle.  This is why Baybank has developed the "Corporate Choice" business savings account.  Meant to be the "choice" of any business, Corporate Choice pays an APY normally earned in money markets and CD's.  Corporate Choice is available to all businesses, whether a sole proprietorship, a partnership, or a corporation.  A minimum collected balance of $10,000 is required to earn the highest rate and avoid any service fees.  There is no limit to the number of "in person" deposits and/or withdrawals in Corporate Choice, however, pre-authorized or telephone transfers are limited to six per month.  Ask any Baybank representative for the current interest rate on this outstanding business savings account.  


Contact us at messageto@baybank.us