Health Savings Account

Open a Health Savings Account (HSA) to save for future medical expenses. For more information on HSA click on the highlighted link above.

To discuss opening an HSA at Baybank contact Becky at 428-4040.

Be sure to ask your tax advisor how you can take advantage of tax savings!

To view 2010-2012 contribution and deductible limits click on the Personal tab then choose Health Savings Account on the left menu bar.

Maximum Contribution Limit for

Single Coverage

2011 . . . . . $3,050

2012 . . . . . $3,100

Maximum Contribution Limit for

Family Coverage

2011 . . . . . $6,150

2012 . . . . . $6,250

Catch-Up Contribution Amounts

2011 . . . . . $1,000

2012 . . . . . $1,000

Minimum Annual Deductible for

Single Coverage

2011 . . . . . $1,200

2012 . . . . . $1,200

Minimum Annual Deductible for

Family Coverage

2011 . . . . . $2,400

2012 . . . . . $2,400

Maximum Annual Out-of-Pocket

Limit for Single Coverage

2011 . . . . . $5,950

2012 . . . . . $6,050

Maximum Annual Out-of-Pocket

for Family Coverage

2011 . . . . . $11,900

2012 . . . . . $12,100

Visit the HSA website to learn more.

	Tuesday, May 21, 2013
Serving Delta County We are a community owned and operated bank serving Delta County in Michigan's beautiful Upper Peninsula. Our fundamental purpose is to meet the financial needs of the people in Delta County, protect and increase the value of our shareholders investments, and serve Delta County in financial and non-financial ways.		Baynet Login Baynet is an online bill payment solution that supports one-time, recurring, and expedited electronic payments to any individual or any entity in the United States.