Wednesday, April 16, 2014
Serving Delta County

We are a community owned and operated bank serving Delta County in Michigan's beautiful Upper Peninsula.

Our fundamental purpose is to meet the financial needs of the people in Delta County, protect and increase the value of our shareholders investments, and serve Delta County in financial and non-financial ways.

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Health Savings Account

Open a Health Savings Account (HSA) to save for future medical expenses.  For more information on HSA click on the highlighted link above. 

To discuss opening an HSA at Baybank contact Julie at 428-4040.

 

Be sure to ask your tax advisor how you can take advantage of tax savings!

 

To view 2010-2012 contribution and deductible limits click on the Personal tab then choose Health Savings Account on the left menu bar.

 

Maximum Contribution Limit for 

Single Coverage

 

2013 . . . . . $3,250

2014 . . . . . $3,300

 

Maximum Contribution Limit for

Family Coverage

 

2013 . . . . . $6,450

2014 . . . . . $6,550

 

Catch-Up Contribution Amounts

 

2013 . . . . . $1,000

2014 . . . . . $1,000

 

Minimum Annual Deductible for

Single Coverage

 

2013 . . . . . $1,250

2014 . . . . . $1,250

 

Minimum Annual Deductible for

Family Coverage

 

2013 . . . . . $2,500

2014 . . . . . $2,500

 

Maximum Annual Out-of-Pocket

Limit for Single Coverage

 

2013 . . . . . $6,250

2014 . . . . . $6,350

 

Maximum Annual Out-of-Pocket

for Family Coverage

 

2013 . . . . . $12,500

2014 . . . . . $12,700

 

 

Visit the HSA website to learn more.

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